Bytero Road™
Motor accident risk at the level of a single address.
Bytero Road scores the road environment a vehicle is garaged in — the geographic factor behind motor territory rating. Built from police crash registers, the state traffic census and a per-road accident model. The output is a territory factor against the national average, the dangerous corridors near the address, and map layers where the prediction can be checked against recorded crashes. Coverage: Slovakia and Czechia.
Motor accident risk
The geography of motor risk: from a pricing factor to validation against real recorded crashes.
A multiple of risk per driven kilometre versus the national average: the geographic term for an insurer’s frequency model.
A 0 to 100 road-environment score around the garaging address: road classes, junctions, curves and level crossings.
Every road rated on its own: the model scores crash risk per kilometre driven across the entire network.
Corridors where crashes physically pile up: road danger times real traffic intensity from the census.
912 thousand geocoded police crashes as the training base and the ground-truth map for validation.
The predicted crash rate on every road, verified by overlap with recorded crashes.
How Bytero Road computes risk
- 1
Road network
Classes, junctions, curves, crossings and grade from map data for the whole country.
- 2
Crash model
A model trained on 912k geocoded crashes, normalized by traffic intensity.
- 3
Factor per address
The typical driving surroundings of an address roll up into a territory factor for pricing.